{"id":5957,"date":"2026-05-13T20:07:09","date_gmt":"2026-05-13T16:37:09","guid":{"rendered":"https:\/\/vamfouri.com\/blog\/?p=5957"},"modified":"2026-05-16T15:30:12","modified_gmt":"2026-05-16T12:00:12","slug":"%d9%88%d8%a7%d9%85-%d9%81%d9%88%d8%b1%db%8c-%db%8c%d8%a7%d8%b2%d8%af%d9%87-%d9%85%db%8c%d9%84%db%8c%d8%a7%d8%b1%d8%af%db%8c-%d8%b1%d9%88%db%8c-%d8%b3%d9%86%d8%af","status":"publish","type":"post","link":"https:\/\/vamfouri.com\/blog\/%d9%88%d8%a7%d9%85-%d9%81%d9%88%d8%b1%db%8c-%db%8c%d8%a7%d8%b2%d8%af%d9%87-%d9%85%db%8c%d9%84%db%8c%d8%a7%d8%b1%d8%af%db%8c-%d8%b1%d9%88%db%8c-%d8%b3%d9%86%d8%af\/","title":{"rendered":"\u0648\u0627\u0645 \u0641\u0648\u0631\u06cc \u06cc\u0627\u0632\u062f\u0647 \u0645\u06cc\u0644\u06cc\u0627\u0631\u062f\u06cc \u0631\u0648\u06cc \u0633\u0646\u062f"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5957\" class=\"elementor elementor-5957\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10ea650 e-flex e-con-boxed e-con e-parent\" data-id=\"10ea650\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-010ca8d elementor-widget elementor-widget-heading\" data-id=\"010ca8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">\u0648\u0627\u0645 \u0641\u0648\u0631\u06cc \u06cc\u0627\u0632\u062f\u0647 \u0645\u06cc\u0644\u06cc\u0627\u0631\u062f\u06cc \u0631\u0648\u06cc \u0633\u0646\u062f<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d31f9b elementor-widget elementor-widget-text-editor\" data-id=\"3d31f9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u0627\u06af\u0631 \u0642\u0635\u062f \u062f\u0627\u0631\u06cc\u062f \u0628\u0631\u0627\u06cc 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data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u0648\u0627\u0645 \u0631\u0648\u06cc \u0633\u0646\u062f \u0645\u0644\u06a9\u06cc \u062f\u0642\u06cc\u0642\u0627\u064b \u0686\u0647 \u0645\u0639\u0646\u06cc \u062f\u0627\u0631\u062f\u061f<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1c3225 elementor-widget elementor-widget-text-editor\" data-id=\"d1c3225\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u062f\u0631 \u0648\u0627\u0645\u200c\u0647\u0627\u06cc \u0648\u062b\u06cc\u0642\u0647\u200c\u062f\u0627\u0631\u060c \u0628\u0627\u0646\u06a9\/\u0645\u0648\u0633\u0633\u0647 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0634\u0645\u0627 \u0631\u0627 \u0628\u0631 \u0627\u0633\u0627\u0633 \u062f\u0648 \u0645\u062d\u0648\u0631 \u0627\u0631\u0632\u06cc\u0627\u0628\u06cc \u0645\u06cc\u200c\u06a9\u0646\u062f:<\/p><p>&#8211; 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\u0647\u0633\u062a\u0646\u062f\u061f<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5520f3c e-con-full e-flex e-con e-child\" data-id=\"5520f3c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-415c4cf e-grid e-con-full e-con e-child\" data-id=\"415c4cf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b97976 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3b97976\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-home\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M280.37 148.26L96 300.11V464a16 16 0 0 0 16 16l112.06-.29a16 16 0 0 0 15.92-16V368a16 16 0 0 1 16-16h64a16 16 0 0 1 16 16v95.64a16 16 0 0 0 16 16.05L464 480a16 16 0 0 0 16-16V300L295.67 148.26a12.19 12.19 0 0 0-15.3 0zM571.6 251.47L488 182.56V44.05a12 12 0 0 0-12-12h-56a12 12 0 0 0-12 12v72.61L318.47 43a48 48 0 0 0-61 0L4.34 251.47a12 12 0 0 0-1.6 16.9l25.5 31A12 12 0 0 0 45.15 301l235.22-193.74a12.19 12.19 0 0 1 15.3 0L530.9 301a12 12 0 0 0 16.9-1.6l25.5-31a12 12 0 0 0-1.7-16.93z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t\u00a0\u00a0 \u0627\u0645\u0644\u0627\u06a9 \u0645\u0633\u06a9\u0648\u0646\u06cc\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t\u0622\u067e\u0627\u0631\u062a\u0645\u0627\u0646\u060c \u062e\u0627\u0646\u0647\u060c \u0648\u06cc\u0644\u0627. \u0633\u0646\u062f \u0628\u0627\u06cc\u062f \u0628\u0647 \u0646\u0627\u0645 \u0648\u0627\u0645\u200c\u06af\u06cc\u0631\u0646\u062f\u0647 \u06cc\u0627 \u06cc\u06a9\u06cc \u0627\u0632 \u0628\u0633\u062a\u06af\u0627\u0646 \u0646\u0632\u062f\u06cc\u06a9 (\u0628\u0627 \u0627\u0631\u0627\u0626\u0647 \u0645\u062f\u0627\u0631\u06a9 \u0644\u0627\u0632\u0645) \u0628\u0627\u0634\u062f.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30a4baa elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"30a4baa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-house-user\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M570.69,236.27,512,184.44V48a16,16,0,0,0-16-16H432a16,16,0,0,0-16,16V99.67L314.78,10.3C308.5,4.61,296.53,0,288,0s-20.46,4.61-26.74,10.3l-256,226A18.27,18.27,0,0,0,0,248.2a18.64,18.64,0,0,0,4.09,10.71L25.5,282.7a21.14,21.14,0,0,0,12,5.3,21.67,21.67,0,0,0,10.69-4.11l15.9-14V480a32,32,0,0,0,32,32H480a32,32,0,0,0,32-32V269.88l15.91,14A21.94,21.94,0,0,0,538.63,288a20.89,20.89,0,0,0,11.87-5.31l21.41-23.81A21.64,21.64,0,0,0,576,248.19,21,21,0,0,0,570.69,236.27ZM288,176a64,64,0,1,1-64,64A64,64,0,0,1,288,176ZM400,448H176a16,16,0,0,1-16-16,96,96,0,0,1,96-96h64a96,96,0,0,1,96,96A16,16,0,0,1,400,448Z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t\u00a0\u00a0 \u0627\u0645\u0644\u0627\u06a9 \u062a\u062c\u0627\u0631\u06cc\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t\u0645\u063a\u0627\u0632\u0647\u060c \u062f\u0641\u062a\u0631 \u06a9\u0627\u0631\u060c \u067e\u0627\u0633\u0627\u0698. \u0627\u06cc\u0646 \u0627\u0645\u0644\u0627\u06a9 \u0628\u0647 \u062f\u0644\u06cc\u0644 \u067e\u062a\u0627\u0646\u0633\u06cc\u0644 \u062f\u0631\u0622\u0645\u062f\u0632\u0627\u06cc\u06cc \u0628\u0627\u0644\u0627\u060c \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0628\u0631\u0627\u06cc \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u0627\u0632 \u062c\u0630\u0627\u0628\u06cc\u062a \u0648\u06cc\u0698\u0647\u200c\u0627\u06cc \u0628\u0631\u062e\u0648\u0631\u062f\u0627\u0631\u0646\u062f.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ba8624 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4ba8624\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-tree\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M378.31 378.49L298.42 288h30.63c9.01 0 16.98-5 20.78-13.06 3.8-8.04 2.55-17.26-3.28-24.05L268.42 160h28.89c9.1 0 17.3-5.35 20.86-13.61 3.52-8.13 1.86-17.59-4.24-24.08L203.66 4.83c-6.03-6.45-17.28-6.45-23.32 0L70.06 122.31c-6.1 6.49-7.75 15.95-4.24 24.08C69.38 154.65 77.59 160 86.69 160h28.89l-78.14 90.91c-5.81 6.78-7.06 15.99-3.27 24.04C37.97 283 45.93 288 54.95 288h30.63L5.69 378.49c-6 6.79-7.36 16.09-3.56 24.26 3.75 8.05 12 13.25 21.01 13.25H160v24.45l-30.29 48.4c-5.32 10.64 2.42 23.16 14.31 23.16h95.96c11.89 0 19.63-12.52 14.31-23.16L224 440.45V416h136.86c9.01 0 17.26-5.2 21.01-13.25 3.8-8.17 2.44-17.47-3.56-24.26z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t\u0628\u0627\u063a \u0648 \u0632\u0645\u06cc\u0646 \u06a9\u0634\u0627\u0648\u0631\u0632\u06cc\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t\u062f\u0631 \u0635\u0648\u0631\u062a\u06cc \u06a9\u0647 \u062f\u0627\u0631\u0627\u06cc \u0633\u0646\u062f \u0631\u0633\u0645\u06cc\u060c \u06a9\u0627\u0631\u0628\u0631\u06cc 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\u0627\u063a\u0644\u0628 \u06a9\u0645\u062a\u0631 \u0627\u0632 \u067e\u062a\u0627\u0646\u0633\u06cc\u0644 \u0648\u0627\u0642\u0639\u06cc \u0622\u0646\u200c\u0647\u0627 \u0645\u0648\u0631\u062f \u062a\u0648\u062c\u0647 \u0642\u0631\u0627\u0631 \u0645\u06cc\u200c\u06af\u06cc\u0631\u062f.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be94ca4 elementor-widget elementor-widget-heading\" data-id=\"be94ca4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u0641\u0631\u0622\u06cc\u0646\u062f \u0645\u0631\u062d\u0644\u0647\u200c\u0628\u0647\u200c\u0645\u0631\u062d\u0644\u0647 \u0628\u0631\u0627\u06cc \u062a\u0634\u06a9\u06cc\u0644 \u067e\u0631\u0648\u0646\u062f\u0647 \u0648\u0627\u0645 \u0641\u0648\u0631\u06cc \u06cc\u0627\u0632\u062f\u0647 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\u0634\u063a\u0644\u06cc\/\u062f\u0631\u0622\u0645\u062f\u06cc \u06cc\u0627 \u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0645\u0631\u062a\u0628\u0637<\/p><p>&#8211; \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u062d\u0633\u0627\u0628\/\u06af\u0631\u062f\u0634 \u062d\u0633\u0627\u0628 (\u062f\u0631 \u0635\u0648\u0631\u062a \u062f\u0631\u062e\u0648\u0627\u0633\u062a)<\/p><p>&#8211; \u0645\u062f\u0627\u0631\u06a9 \u0645\u0631\u062a\u0628\u0637 \u0628\u0627 \u0633\u0646\u062f \u0645\u0644\u06a9<\/p><h3>\u06af\u0627\u0645 \u06f4: \u062a\u0634\u06a9\u06cc\u0644 \u067e\u0631\u0648\u0646\u062f\u0647 \u0648 \u0627\u0631\u0633\u0627\u0644 \u0628\u0647 \u0628\u0627\u0646\u06a9\/\u0645\u0648\u0633\u0633\u0647<\/h3><p>&#8211; \u062a\u06a9\u0645\u06cc\u0644 \u0641\u0631\u0645\u200c\u0647\u0627<\/p><p>&#8211; \u0631\u0627\u0633\u062a\u06cc\u200c\u0622\u0632\u0645\u0627\u06cc\u06cc \u0627\u0637\u0644\u0627\u0639\u0627\u062a<\/p><p>&#8211; \u062b\u0628\u062a \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0648 \u0634\u0631\u0648\u0639 \u0628\u0631\u0631\u0633\u06cc \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0648 \u0648\u062b\u06cc\u0642\u0647\u200c\u0627\u06cc<\/p><h3>\u06af\u0627\u0645 \u06f5: \u067e\u0627\u0633\u062e \u0628\u0627\u0646\u06a9\u060c \u062a\u0639\u06cc\u06cc\u0646 \u0634\u0631\u0627\u06cc\u0637 \u0648 \u0627\u0646\u0639\u0642\u0627\u062f \u0642\u0631\u0627\u0631\u062f\u0627\u062f<\/h3><p>&#8211; \u0627\u06af\u0631 \u0628\u0627\u0646\u06a9 \u0628\u0627 \u0648\u062b\u06cc\u0642\u0647 \u0648 \u0634\u0631\u0627\u06cc\u0637 \u0634\u0645\u0627 \u0645\u0648\u0627\u0641\u0642\u062a \u06a9\u0646\u062f:<\/p><p>\u00a0 &#8211; \u0646\u0631\u062e \u0633\u0648\u062f\/\u06a9\u0627\u0631\u0645\u0632\u062f\u0647\u0627<\/p><p>\u00a0 &#8211; \u0645\u062f\u062a \u0628\u0627\u0632\u067e\u0631\u062f\u0627\u062e\u062a<\/p><p>\u00a0 &#8211; \u0645\u0628\u0644\u063a \u0627\u0642\u0633\u0627\u0637<\/p><p>\u00a0 &#8211; \u062c\u0632\u0626\u06cc\u0627\u062a \u0648\u062b\u06cc\u0642\u0647 \u0648 \u0641\u0631\u0622\u06cc\u0646\u062f \u062b\u0628\u062a \u0631\u0647\u0646\u00a0<\/p><p>\u00a0 \u0645\u0634\u062e\u0635 \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0645\u0646\u0639\u0642\u062f \u0645\u06cc\u200c\u06af\u0631\u062f\u062f.<\/p><h3>\u06af\u0627\u0645 \u06f6: \u067e\u0631\u062f\u0627\u062e\u062a \u0648 \u067e\u06cc\u06af\u06cc\u0631\u06cc \u0645\u0631\u0627\u062d\u0644 \u062d\u0642\u0648\u0642\u06cc \u0645\u0631\u0628\u0648\u0637 \u0628\u0647 \u0631\u0647\u0646<\/h3><p>&#8211; \u0627\u0646\u062c\u0627\u0645 \u0645\u0631\u0627\u062d\u0644 \u062b\u0628\u062a\/\u0648\u062b\u06cc\u0642\u0647\u200c\u06af\u0630\u0627\u0631\u06cc<\/p><p>&#8211; \u067e\u0631\u062f\u0627\u062e\u062a \u062a\u0633\u0647\u06cc\u0644\u0627\u062a \u062f\u0631 \u0632\u0645\u0627\u0646 \u0645\u0642\u0631\u0631 \u0645\u0637\u0627\u0628\u0642 \u0642\u0631\u0627\u0631\u062f\u0627\u062f<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63e7d06 elementor-widget elementor-widget-image\" data-id=\"63e7d06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"768\" src=\"https:\/\/vamfouri.com\/blog\/wp-content\/uploads\/2026\/05\/68e43a09-8bd4-4056-b739-7894ad892f0d-768x768.png\" class=\"attachment-medium_large size-medium_large wp-image-5964\" alt=\"\u0648\u0627\u0645 \u0641\u0648\u0631\u06cc \u06cc\u0627\u0632\u062f\u0647 \u0645\u06cc\u0644\u06cc\u0627\u0631\u062f\u06cc \u0631\u0648\u06cc \u0633\u0646\u062f\" srcset=\"https:\/\/vamfouri.com\/blog\/wp-content\/uploads\/2026\/05\/68e43a09-8bd4-4056-b739-7894ad892f0d-768x768.png 768w, https:\/\/vamfouri.com\/blog\/wp-content\/uploads\/2026\/05\/68e43a09-8bd4-4056-b739-7894ad892f0d-300x300.png 300w, https:\/\/vamfouri.com\/blog\/wp-content\/uploads\/2026\/05\/68e43a09-8bd4-4056-b739-7894ad892f0d-150x150.png 150w, https:\/\/vamfouri.com\/blog\/wp-content\/uploads\/2026\/05\/68e43a09-8bd4-4056-b739-7894ad892f0d.png 1024w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-daf2f0e e-flex e-con-boxed e-con e-parent\" data-id=\"daf2f0e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a6a8b7e elementor-widget elementor-widget-heading\" data-id=\"a6a8b7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u0686\u0627\u0644\u0634\u200c\u0647\u0627\u06cc \u0631\u0627\u06cc\u062c \u0648 \u0631\u0627\u0647\u06a9\u0627\u0631\u0647\u0627\u06cc \u067e\u06cc\u0634\u06af\u06cc\u0631\u0627\u0646\u0647<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b73f35 elementor-widget elementor-widget-text-editor\" data-id=\"5b73f35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>1) \u0627\u0631\u0632\u0634\u200c\u06af\u0630\u0627\u0631\u06cc \u067e\u0627\u06cc\u06cc\u0646\u200c\u062a\u0631 \u0627\u0632 \u0627\u0646\u062a\u0638\u0627\u0631<\/strong><\/p><p>&#8211; \u0631\u0627\u0647\u06a9\u0627\u0631: \u0642\u0628\u0644 \u0627\u0632 \u0627\u0642\u062f\u0627\u0645\u060c \u0627\u0631\u0632\u06cc\u0627\u0628\u06cc \u0627\u0648\u0644\u06cc\u0647 \u0627\u0646\u062c\u0627\u0645 \u062f\u0647\u06cc\u062f \u0648 \u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0645\u0644\u06a9 (\u0645\u0633\u0627\u062d\u062a\u060c \u067e\u0627\u06cc\u0627\u0646\u200c\u06a9\u0627\u0631\/\u0627\u0645\u06a9\u0627\u0646\u0627\u062a\u060c \u0645\u0648\u0642\u0639\u06cc\u062a) \u0631\u0627 \u06a9\u0627\u0645\u0644 \u0627\u0631\u0627\u0626\u0647 \u06a9\u0646\u06cc\u062f.<\/p><p><strong>2) \u0646\u0642\u0635 \u0645\u062f\u0627\u0631\u06a9 \u0633\u0646\u062f \u06cc\u0627 \u0627\u0628\u0647\u0627\u0645 \u062d\u0642\u0648\u0642\u06cc<\/strong><\/p><p>&#8211; \u0631\u0627\u0647\u06a9\u0627\u0631: \u0642\u0628\u0644 \u0627\u0632 \u062a\u0634\u06a9\u06cc\u0644 \u067e\u0631\u0648\u0646\u062f\u0647\u060c \u0648\u0636\u0639\u06cc\u062a \u062b\u0628\u062a\u06cc \u0631\u0627 \u062f\u0642\u06cc\u0642 \u0628\u0631\u0631\u0633\u06cc \u06a9\u0646\u06cc\u062f \u0648 \u0647\u0631\u06af\u0648\u0646\u0647 \u0645\u0634\u06a9\u0644 \u0631\u0627 \u0642\u0628\u0644 \u0627\u0632 \u0627\u0631\u0633\u0627\u0644 \u062d\u0644 \u06a9\u0646\u06cc\u062f.<\/p><p><strong>3) \u0639\u062f\u0645 \u062a\u0646\u0627\u0633\u0628 \u0627\u0642\u0633\u0627\u0637 \u0628\u0627 \u062a\u0648\u0627\u0646 \u0645\u0627\u0644\u06cc<\/strong><\/p><p>&#8211; \u0631\u0627\u0647\u06a9\u0627\u0631: \u0642\u0628\u0644 \u0627\u0632 \u0627\u0645\u0636\u0627\u060c \u0627\u0642\u0633\u0627\u0637 \u0631\u0627 \u062f\u0642\u06cc\u0642 \u062d\u0633\u0627\u0628 \u06a9\u0646\u06cc\u062f \u0648 \u0645\u0637\u0645\u0626\u0646 \u0634\u0648\u06cc\u062f \u0628\u0631\u0646\u0627\u0645\u0647 \u0628\u0627\u0632\u067e\u0631\u062f\u0627\u062e\u062a \u062f\u0627\u0631\u06cc\u062f (\u0628\u0647 \u0648\u06cc\u0698\u0647 \u0627\u06af\u0631 \u0646\u0631\u062e\u200c\u0647\u0627 \u062a\u063a\u06cc\u06cc\u0631\u067e\u0630\u06cc\u0631 \u0628\u0627\u0634\u0646\u062f).<\/p><p><strong>4) \u0631\u062f \u06cc\u0627 \u06a9\u0646\u062f\u06cc \u0641\u0631\u0622\u06cc\u0646\u062f \u0628\u0647 \u062f\u0644\u06cc\u0644 \u0628\u0631\u0631\u0633\u06cc\u200c\u0647\u0627\u06cc \u0627\u0639\u062a\u0628\u0627\u0631\u06cc<\/strong><\/p><p>&#8211; \u0631\u0627\u0647\u06a9\u0627\u0631: \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0647\u0648\u06cc\u062a\u06cc \u0648 \u0645\u0627\u0644\u06cc \u0631\u0627 \u062f\u0642\u06cc\u0642 \u0648 \u06cc\u06a9\u067e\u0627\u0631\u0686\u0647 \u0627\u0631\u0627\u0626\u0647 \u062f\u0647\u06cc\u062f \u062a\u0627 \u062a\u0648\u0642\u0641 \u067e\u0631\u0648\u0646\u062f\u0647 \u06a9\u0627\u0647\u0634 \u06cc\u0627\u0628\u062f.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-552d240 e-flex e-con-boxed e-con e-parent\" data-id=\"552d240\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8fcc932 elementor-widget elementor-widget-heading\" data-id=\"8fcc932\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u0633\u0648\u0627\u0644\u0627\u062a \u0645\u062a\u062f\u0627\u0648\u0644<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d044315 elementor-widget elementor-widget-n-accordion\" data-id=\"d044315\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2180\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2180\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u0686\u0647 \u062a\u0641\u0627\u0648\u062a\u06cc \u0628\u06cc\u0646 \u0648\u0627\u0645 \u06f1\u06f1 \u0645\u06cc\u0644\u06cc\u0627\u0631\u062f\u06cc \u0628\u0627 \u0633\u0627\u06cc\u0631 \u0648\u0627\u0645\u200c\u0647\u0627\u06cc \u0631\u0648\u06cc \u0633\u0646\u062f \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f\u061f <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2180\" class=\"elementor-element elementor-element-18438c0 e-con-full e-flex e-con e-child\" data-id=\"18438c0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3a5180 elementor-widget elementor-widget-text-editor\" data-id=\"b3a5180\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p dir=\"rtl\" lang=\"fa\">\u062a\u0641\u0627\u0648\u062a \u0627\u0635\u0644\u06cc \u062f\u0631 \u0633\u0642\u0641 \u0645\u0628\u0644\u063a \u0648 \u0646\u06cc\u0627\u0632 \u0628\u0647 \u0627\u0631\u0632\u0634\u200c\u06af\u0630\u0627\u0631\u06cc \u0645\u0644\u06a9 \u0628\u0627 \u0646\u0631\u062e \u0628\u0627\u0644\u0627\u062a\u0631 \u0627\u0633\u062a. \u0628\u0631\u0627\u06cc \u0648\u0627\u0645 \u06f1\u06f1 \u0645\u06cc\u0644\u06cc\u0627\u0631\u062f\u06cc\u060c \u06a9\u0627\u0631\u0634\u0646\u0627\u0633 \u0631\u0633\u0645\u06cc \u062f\u0627\u062f\u06af\u0633\u062a\u0631\u06cc \u0628\u0627\u06cc\u062f \u0645\u0644\u06a9\u06cc \u0628\u0627 \u0627\u0631\u0632\u0634 \u0628\u0633\u06cc\u0627\u0631 \u0628\u0627\u0644\u0627\u062a\u0631 \u0631\u0627 \u062a\u0623\u06cc\u06cc\u062f \u06a9\u0646\u062f \u062a\u0627 \u0646\u0633\u0628\u062a \u0648\u0627\u0645 \u0628\u0647 \u0627\u0631\u0632\u0634 \u0645\u0644\u06a9 (LTV) \u062f\u0631 \u062d\u062f \u0627\u0633\u062a\u0627\u0646\u062f\u0627\u0631\u062f (\u06f5\u06f0 \u062a\u0627 \u06f7\u06f0 \u062f\u0631\u0635\u062f) \u0631\u0639\u0627\u06cc\u062a \u0634\u0648\u062f.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2181\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2181\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u0622\u06cc\u0627 \u0628\u0631\u0627\u06cc \u0648\u0627\u0645 \u0641\u0648\u0631\u06cc \u06f1\u06f1 \u0645\u06cc\u0644\u06cc\u0627\u0631\u062f\u06cc\u060c \u0645\u062d\u062f\u0648\u062f\u06cc\u062a \u0646\u0648\u0639 \u06a9\u0627\u0631\u0628\u0631\u06cc \u0645\u0644\u06a9 \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f\u061f <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2181\" class=\"elementor-element elementor-element-ecf54a5 e-con-full e-flex e-con e-child\" data-id=\"ecf54a5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b8cc73e elementor-widget elementor-widget-text-editor\" data-id=\"b8cc73e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p dir=\"rtl\" lang=\"fa\">\u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0627\u0648\u0644\u0648\u06cc\u062a \u0628\u0627 \u0627\u0645\u0644\u0627\u06a9 \u0645\u0633\u06a9\u0648\u0646\u06cc \u0627\u0633\u062a\u060c \u0627\u0645\u0627 \u0627\u0645\u0644\u0627\u06a9 \u062a\u062c\u0627\u0631\u06cc \u06cc\u0627 \u0627\u062f\u0627\u0631\u06cc \u0628\u0627 \u0633\u0646\u062f \u0634\u0634\u200c\u062f\u0627\u0646\u06af \u0646\u06cc\u0632 \u062f\u0631 \u0635\u0648\u0631\u062a\u06cc \u06a9\u0647 \u0627\u0631\u0632\u0634\u200c\u06af\u0630\u0627\u0631\u06cc \u0628\u0627\u0644\u0627\u06cc\u06cc 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